Lowers & Associates is an internationally recognized enterprise management company, providing risk management and loss prevention services.
Lowers & Associates offers a full range of solutions, from assessment to mitigation to recovery. We design, implement, and support long- and short-term programs tailored to your organization’s specific needs.
Whether we are investigating fraudulent claims, auditing for regulatory compliance, developing cybersecurity policies, providing litigation support, or advising on loss prevention and premises liability, our experts leverage their extensive experience to deliver tailored solutions that perfectly fit your organization’s needs.
Furthermore, our experts bring diverse expertise across multiple disciplines, including risk management, accounting, law enforcement, physical security, information technology, and human resources. Our diverse professional backgrounds and depth of experience in these related fields allow us to zero in on your organization’s needs and provide the appropriate solutions to reduce your risks and improve your bottom line.
In its broadest sense, risk refers to the likelihood of loss affecting anything of value, including people, facilities, information, equipment, and reputation. More specifically, when it comes to security and loss prevention, risk is the probability that a particular threat will exploit an existing vulnerability, ultimately leading to an unwanted outcome. By understanding these risks, organizations can take proactive measures to mitigate potential threats and protect their assets.
As the business terrain continues to evolve, increased business risks and changing risk profiles create the need for organizations to continuously improve their ability to identify and manage these risks.
Two of our earliest clients were underwriters at Lloyd’s of London. From our early work for Lloyd’s in loss investigations and assessments of the gaming industry, fine arts, financial institutions and armored car companies, we cultivated a broad-based expertise in risk assessment for the insurance market.
L&A is now well-equipped to handle far more than just insurance-related risk assessments. Over the past 30 years, we have steadily expanded our expertise, enhancing our assessment services, strengthening our loss prevention programs, and broadening our claims investigations. As a result, we now serve a wide range of markets and offer specialized services tailored to meet evolving industry needs.
L&A conducts comprehensive audits to ensure corporate compliance with data regulations, helping companies adhere to laws governing the use and storage of sensitive information. Additionally, we review internal controls to detect and prevent fraud, implement robust security measures, and establish clear baselines for minimum compliance requirements. Through these efforts, we help organizations strengthen their security posture, reduce risk, and maintain regulatory integrity. Among other statutes and regulations, we help clients comply with the Gramm-Leach-Bliley Act, the Maritime Transportation Security Act, Sarbanes-Oxley, the Chemical Security Act, and the Health Insurance Portability and Accessibility Act.
L&A believes in cultivating long-term relationships. Our experience has consistently demonstrated that deeply understanding both the client’s business and its people is essential for success. We blend industry expertise with personalized insights to drive financial growth while fostering confidence and peace of mind.
Integrity and respect are the foundation of lasting business relationships, and we never compromise on either. Clients trust us to protect their people, property, and information—a responsibility we uphold with the highest respect. Our performance consistently surpasses our clients’ expectations, which is one of the key reasons we have maintained long-standing relationships. In fact, we’re proud to continue to serve many of the same clients who trusted us over 20 years ago.
Our mission is to protect clients and their interests on a proactive and reactive basis while maximizing their bottom line. L&A delivers holistic risk mitigation, integrating Risk Assessment, Audit, Investigations, and Compliance into comprehensive loss prevention programs. We see security as a profit center, not a cost. Our goal is to minimize losses, protect assets, plan for business interruptions, and prevent litigation.
Our consulting services are completely independent—we sell only our expertise, not equipment, software, or security personnel.
Let’s discuss your risk management needs. Please complete the form below and one of our consultants will be in touch to schedule a meeting with you.
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