Effective risk management is central to protecting the health and safety of people. From hiring the right people to work alongside existing staff, to avoiding catastrophic events, we put people first.
Public perception of a brand and its values can rise and fall according to the way an organization handles and avoids risk. We view risk management as an essential part of building and protecting brand value.
Failing to manage risks puts people and brands in danger; it also risks the financial well-being of an organization. Our professionals get to the sources and causes of risk to protect your profits.
Our Insurance claim investigations help to reduce significant costs of insurance fraud.
We are uniquely qualified to provide expert independent cash audit and compliance monitoring services.
Our compliance audit verifies that your policies and procedures are being implemented properly.
Addressing crime and fidelity risk is at the core of everything we do. Customized crime risk analysis using law enforcement data and internal incident data.
Navigating negligent security claims with objectivity and precision. Internal investigations, expert analysis, and testimony with 1,512+ cases to date.
Long gone are the days when security risk management was an afterthought. Develop and review policies, procedures, and existing protocols. Security staffing and administration review.
LIVE: LEARNING MANAGEMENT SYSTEM
LIVE is a comprehensive Learning Management System (LMS) developed by Lowers & Associates, designed to simplify and streamline your training processes. With over four decades of risk management experience, our platform ensures your team is well-trained, compliant, and equipped to handle today’s challenges.
SELF INSURED RETENTION (SIR) PORTAL
Many companies self-insure a certain amount before their insurance policy kicks in, but poor claim visibility and monitoring often cause delays and confusion. Our new SIR Portal solves this by enabling real-time claim logging and collaboration between all parties: Insurers, Brokers, Insured Parties and Claims Handlers, ensuring transparency and smoother claim management. This prevents surprises and streamlines the process by routing claims efficiently to Adjusteck, L&A’s DCA, or other claims handlers.
Experienced risk and security professional joins L&A as Risk Surveyor, supporting fine art and general specie clients across international markets. LONDON, 1 October 2026 – Lowers
Fine art collections are more than valuable—they’re irreplaceable pieces of history, culture, and personal passion. Protecting them requires more than insurance; it requires proactive risk management
Effective security programs are built on more than systems and procedures; they are grounded in real-world experience. Over years of assessing properties and working with
Let’s discuss your risk management needs. Please complete the form below and one of our consultants will be in touch to schedule a meeting with you.
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