A Leading Risk Management Company

Lowers & Associates is an internationally recognized risk management company, providing risk management and loss prevention services.

About Us

Offering a full range of solutions from assessment to mitigation to recovery, Lowers & Associates is able to design, implement, and provide ongoing support to long- and/or short-term programs that respond to your organization’s specific needs.

Whether we conduct a fraudulent-claims investigation, audit for regulatory compliance, develop cybersecurity policies, provide litigation support, or advise on loss prevention, our experts draw upon their vast experience and expertise to provide a solution that is a perfect fit for your organization.

Our experts have extensive experience in related disciplines such as risk management, accounting, law enforcement, physical security, information technology, and human resources.  Our diverse professional backgrounds and depth of experience in these related fields allow us to zero in on your organization’s needs and provide the appropriate solutions to reduce your risks and improve your bottom line.

Risk Defined

The ultimate goal of a security program is risk management and mitigation.

In its broadest sense, risk can be defined as the likelihood of loss of anything having value, including people, facilities, information, equipment, and reputation. In a sense specific to security and loss prevention, risk is the probability that a particular threat will exploit a given vulnerability, leading to an unwanted result.

As the business terrain continues to evolve, increased business risks and changing risk profiles create the need for organizations to continuously improve their ability to identify and manage these risks.

Company History

Loss prevention management remains at the core of everything we do today.

Two of our earliest clients were underwriters at Lloyd’s of London.  From our early work for Lloyd’s in loss investigations and assessments of the gaming industry, fine arts, financial institutions and armored car companies, we cultivated a broad-based expertise in risk assessment for the insurance market.

L&A is now equipped to handle much more than insurance-related risk assessments.  During the last 30 years, we expanded our assessment services, loss prevention programs, and claims investigations into the following markets and specialty services. 

Markets

  • Financial Institutions
  • Couriers
  • Manufacturing
  • Mining for Precious Metals
  • Healthcare
  • Cash in Transit
  • Attorneys
  • Entertainment Venues
  • Gaming & Casinos
  • Hospitality

Services

  • Business Continuity
  • Due Diligence
  • Information Technology
  • Training and Seminars
  • Underwriting Guidelines
  • Litigation Support
  • Policy Development
  • Risk Assessment
  • Claims & Fraud Investigation
  • Special Investigations

L&A audits for corporate compliance with regulations that govern how companies use and store data, reviews internal controls for fraud, implements security controls, and otherwise sets baselines for minimum requirements. Among other statutes and regulations, we help clients comply with the Gramm-Leach-Bliley Act, the Maritime Transportation Security Act, Sarbanes-Oxley, the Chemical Security Act, and the Health Insurance Portability and Accessibility Act.

Vision & Mission

Providing risk mitigation services and loss prevention programs through partnerships built on trust.

L&A believes in cultivating long-term relationships.  Our experience has shown that an in depth knowledge of both the client’s business and people is the most effective way of enhancing the bottom line and offering peace of mind.

Long lasting business relationships are built on integrity and respect, and we are uncompromising on both.  Clients entrust us to take care of their people, property, and information, and we accept this awesome responsibility with the respect it demands.  Our performance consistently exceeds our clients’ expectations, just one reason why we continue to serve the same clients we did when we opened our doors over 25 years ago.

Our mission is to protect clients and their interests on a proactive and reactive basis while maximizing their bottom line.  L&A provides holistic risk mitigation services that weave Risk Assessment, Audit, Investigations, and Compliance into comprehensive risk management and loss prevention programs.  We view security as a profit center, not a cost center.  To that end, we aim to minimize losses, protect assets, plan thoroughly for business interruption, and head off litigation.

In offering our consulting services, we are not indebted to vendors, service providers, installers, or anyone else.  We sell only our expertise—not equipment, software, or security officers.

Request a Meeting

Let’s discuss your risk management needs. Please complete the form below and one of our consultants will be in touch to schedule a meeting with you.

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