LOWERS BEHAVIORAL INTELLIGENCE  |  POWERED BY AUTHENTIQ

See Where Risk May Require a Closer Look

Voice-based behavioral insight that helps claims, investigative, and risk teams identify where additional review may be warranted, supported by Lowers Risk Group’s claims, investigative, and risk management expertise.

Strengthen Risk-Based Decision-Making

Add behavioral context to help your team decide where to focus next.

Identify Areas of Concern

Recognize responses that may warrant closer review.

Prioritize Resources

Focus time and resources where they matter most.

Support Consistent Assessments

Apply a structured, repeatable process.

Strengthen Existing Workflows

Add behavioral insight to your current processes.

What Is Lowers
Behavioral Intelligence?

Powered by AuthentIQ’s voice analysis technology, the solution evaluates vocal responses for behavioral indicators, including stress, uncertainty, and cognitive conflict. Low, medium, or high-risk indicators help professionals determine where further review may be warranted.

Assessments use live or recorded conversations through approved voice-based channels.

Behavioral Intelligence In Practice

From 16 Locations to Two Priority Areas

In March 2025, AuthentIQ technology was used to assess 218 employees across 16 distribution centers as part of an investigation into suspected warehouse syndicate activity.

Of the employees assessed, 166 received lower-risk indicators and 52 received elevated indicators. Two Western Cape locations, approximately 10 miles apart, showed particularly high concentrations of elevated indicators, at 87.5% and 83.33%.

The concentration of elevated indicators helped identify where further investigation and verification may have been warranted, while also providing insight into potential activity across locations.

Employees Assessed
0
Distribution Centers
0
Lower-Risk Indicators
0 +
Elevated Indicators
0

Two Locations: 87.5% and 83.33% Elevated Indicators

These results provided behavioral context for further review. They were not treated as proof of deception, fraud, or wrongdoing.

Source: AuthentIQ case study, warehouse syndicate investigation, March 2025.

How It Works

A structured process to turn voice-based insight into more informed decisions.

Assess

Participants answer structured voice-based questions.

Analyze

AuthentIQ evaluates behavioral indicators.

Prioritize

Low, medium, or high-risk indicators help prioritize further review.

Decide

Professionals review findings alongside evidence to determine the next step.

Applications Across the Risk Lifecycle

Additional context for the conversations that shape risk decisions.

Insurance and Claims

Support claims intake, triage, and specialist review.

Investigations

Refine questioning and focus investigative resources.

Insider Risk and Security

Add context to incident and access reviews.

High-Risk Operations

Support assessments involving sensitive operations and positions of trust.

Customer Interactions and Exceptions

Support further verification during disputes, discrepancies, or unusual requests.

High-Volume Assessment Programs

Apply consistent assessments across recurring workflows.

Behavioral Intelligence Is Not a Verdict

Stress does not prove deception or fraud. The absence of stress does not establish truthfulness.

Results must be considered alongside evidence, established procedures, and professional judgment.

Technology Supported by Experience

Technology provides an indicator. Experience determines what happens next.

Lowers & Associates

Investigative and risk management expertise.

Adjusteck

Global loss adjusting and claims management.

Earlier Visibility • Focused Reviews • Better Resource Allocation • Consistent Assessments

Options Built Around Your Workflow

Explore a focused pilot, an ongoing assessment program, or a customized implementation.

Speak With a Behavioral Intelligence Specialist

Tell us about your needs, current challenge, or potential use case. A member of our team will contact you to answer your questions and discuss possible next steps.

Request a Meeting

Let’s discuss your risk management needs. Please complete the form below and one of our consultants will be in touch to schedule a meeting with you.

For employment-related inquiries view current openings here.

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